What Should Your Portfolio Look Like?

A question that many people are asking these days as we see banks failing, markets plummeting, and the over all system failing right before our eyes!

If I told you that people have always been distrustful of banks, would you believe me?

What about that people are not diversified in the true sense of the word?

The truth: Most people are HOMOGENEOUSLY Diversified. Which when you think of this word, think of monochromatic. Eggshell and Ecru and Cream are all variations of the same color… WHITE.

You are not truly diversified in your financials if all your diversity still sits in a stock driven account! Money Market, Stocks, Bonds, ETFs, ROTH and Traditional IRAs, they are all the same!

True diversification happens when your holdings are part in stocks, real estate (the physical kind), commodities (the physical kind), Insurance based products, tangible assets like ART, WATCHES, WINE, WHISKY, and the like.

Most people have a false sense of protection and security when their 401k is snug as a bug in a stock driven system, but the truth is, the quick exchange of hand replacing the old system of pensions (the gold amulet) with the new system of stock based 401ks (the bag of sand) misses the mark. Though the system (the people investing into these products) have been fooled for some time, more time has elapsed and people are discovering on their own, that the system doesn’t work!

Don’t feel any type of way about it. After all, more than likely you were doing as you were told to do (by your parents) to invest in the company sponsored plan and you’d be ok when retirement comes. I get it, but what you don’t get is that the system changed guards, and the annuity based pension system that existed -GUARANTEED- for my parents and yours is obsolete in most cases. With exceptions like Teacher Funds and a few others, the 401k system has been making a lot of people money — just not you. Or at least not enough to have a blind eye towards any other type of investing to fortify your retirement savings.

If you think it’s time to take a deeper look into your financial affairs, there’s no better time. The system is changing at a rapid rate, and it’s important to keep up with the digital integrations along with the safest place to keep your money, and I gotta tell you, grandmas mattress ain’t looking too shabby.